Best Metal Credit Cards of October 2025
Learn which metal credit cards offer the best benefits and perks. Read our comprehensive breakdown to find which metal card is right for you.
Ryan Flanigan is a Bankrate credit cards writer and Certified Credit Counselor with the National Association of Certified Credit Counselors. He has more than 10 years of experience using credit cards to help people reach their travel goals. Before he began writing about maximizing credit card points, Ryan performed worldwide as an entertainer, which grew his love of travel.
Before Bankrate, Ryan spent the past three years as a freelance writer for AwardWallet and Miles To Memories, discussing beginning to advanced strategies.
In his free time, he enjoys traveling with his family, watching sports and creating memories with his son.
Don’t be afraid of using credit cards to help put money back in your pocket. Whether in miles, points, or cash back, as long as you have the discipline to use credit cards responsibly, you can reap significant rewards to make your dreams come true.
My miles and points philosophy can be summed up in three words — earn and burn.
— Ryan Flanigan, CCC
Learn which metal credit cards offer the best benefits and perks. Read our comprehensive breakdown to find which metal card is right for you.
It’s a solid no-annual-fee hotel card, but doesn’t provide enough value for regular travelers.
The United Explorer card helps you earn frequent flyer miles with every purchase. Read more to learn how you can boost your travels with the Explorer card.
The newest member of the Atmos family would best serve frequent travelers. Learn why in our Bankrate review.
Often offering generous welcome offers, no annual fees and competitive rewards rates, the flexibility and convenience you can get out of a Bank of America business card is hard to miss.
Looking for a business credit card? These are the best business credit cards that offer generous rewards, business-friendly perks, and easy redemption options. Plus, read expert advice from our team.
The TD Bank Clear Platinum Visa with $1,000 Credit Limit's lack of an interest rate may be attractive, but watch out for the monthly fees.
Citi's new Strata Card could be your next everyday spending travel card. Learn why in our Bankrate review.