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  1. Authors
  2. Liz Weston, CFP®

Liz Weston, CFP®

  • Twitter Icon
  • LinkedIn Icon
  • 30
    Years of experience
Ribbon Icon EXPERTISE
  • Personal finance
  • Individual income taxes
  • Tax planning
  • Credit scores
  • Retirement planning
Education Icon EDUCATION
  • Pacific Lutheran University, Tacoma, Washington; Bachelor of Arts
  • University of California, Irvine, Extension; Certificate in Personal Financial Planning

No one is born knowing how to handle money. We all have to learn, and we all make mistakes. The key is finding a balance, so that you’re able to save for the future while enjoying your life today.

— Liz Weston, CFP®

Liz Weston is a CERTIFIED FINANCIAL PLANNER™, award-winning journalist and the author of five books about money, including the "The 10 Commandments of Money," "There Are No Dumb Questions About Money" and "Your Credit Score."

Liz started covering personal finance in the early 1990s, just as interest in 401(k)s, credit scores and other money topics was about to explode. After stints at the Orange County Register and the Los Angeles Times, she began writing online for MSN and soon became the Internet’s most-read personal finance columnist, according to Nielsen/NetRatings surveys.

She has appeared on CNBC, “NBC Nightly News,” the “Today” show, “Dr. Phil” and numerous radio shows, including American Public Media’s “Marketplace”; NPR’s “All Things Considered,” “Talk of the Nation” and “On Point”; and KPCC’s “Air Talk.” Weston writes a weekly question-and-answer column, “Money Talk,” that appears in the Los Angeles Times, among other outlets.

Liz has been a columnist for Reuters, AARP the Magazine and NerdWallet, among other outlets. She retired from full-time work in early 2024. She and her husband, the artist Will Weston, live in Los Angeles when they’re not in Paris or somewhere else in the world, exploring the joys of semi-retirement.

Liz beyond Bankrate

NPR's Talk of the Nation logo

Tax time procrastination: An American tradition

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CBS News MoneyWatch logo

3 ways to minimize taxes on your Social Security

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Los Angeles Times logo

Rolling over a 401(k) after starting a new job, at age 73

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Retiring wasn't easy, even after years of writing about it

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King 5 Seattle logo

Estate planning for digital assets

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Money mistakes even smart people make

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No one is born knowing how to handle money. We all have to learn, and we all make mistakes. The key is finding a balance, so that you’re able to save for the future while enjoying your life today.

— Liz Weston, CFP®

Liz's Picks

Illustration of a map of the U.S. with stacks of money.
9 MIN READ

2024-2025 tax brackets and federal income tax rates

Knowing your federal income tax bracket can help you manage your money better. Here are the federal tax brackets and income tax rates for 2025 and 2024.

Taxes on IRA and 401(k) withdrawals: What you should know
8 MIN READ

Taxes on traditional and Roth IRA and 401(k) withdrawals: What you should know

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on withdrawals.

Schedule C: How it works
4 MIN READ

Schedule C: Who has to file it and how it works

Schedule C is for sole proprietors, including freelancers and independent contractors, to report their income and expenses.

Liz's latest articles

  • Mother and daughter outdoors © iStock

    Prevent child ID theft with a credit freeze? It’s not always easy

    To the delight of identity thieves, just 22 states let you freeze your child’s credit.

    3 min read Sep 10, 2015
  • Woman posing by window © iStock

    Must we always pay tax for withdrawing retirement income?

    In most cases, you have to pay taxes on retirement income withdrawals. Here’s how it works.

    2 min read Aug 20, 2015
  • Illustration of a map of the U.S. with stacks of money.

    2024-2025 tax brackets and federal income tax rates

    Knowing your federal income tax bracket can help you manage your money better. Here are the federal tax brackets and income tax rates for 2025 and 2024.

    8 min read Sep 16, 2025
  • Mother holding daughter at airport

    Delta SkyMiles® Gold American Express Card benefits guide

    Check out perks that can make your travel experience more enjoyable and less costly.

    5 min read Sep 16, 2025
  • A couple is deeply involved in their financial planning as they work together, using a laptop, and reviewing various documents.

    Alternative minimum tax: What it is, who has to pay and the changes coming in 2026

    The AMT, or alternative minimum tax, has its own set of tax rates and rules. Here’s how it works, how to calculate your bill, and the changes coming in 2026.

    4 min read Aug 28, 2025
  • Mother picking up small daughter from school, embracing in front school building.

    3 tax tips for back-to-school savings in 2025 and beyond

    It’s back-to-school season, and expenses add up fast. These state and federal tax breaks can help.

    3 min read Aug 28, 2025
  • People on a stock trading floor.

    Investing vs. trading: Which is better for you?

    Research says almost everyone would do better if they adopted this type of mindset.

    7 min read Aug 28, 2025
  • Multigenerational family enjoying cruise on impressive yacht on a sunny day.

    Estate tax: Tax rates, how it works and who pays

    When someone dies, the assets they leave behind are subject to the estate tax. But only if the estate’s total value exceeds a multimillion-dollar exemption amount.

    6 min read Aug 20, 2025
  • Young multiracial gay couple smiling while going over their home finances together at a table in their living room at home.

    Standard deduction in 2024 and 2025: How much it is, how it works and when to claim it

    The standard deduction is a valuable tax benefit, and one of the easiest to claim. And it got a boost in the new tax law.

    6 min read Jul 15, 2025
  • A cropped image of a young woman who sits at a table in a cafeteria holding a credit card and a smartphone

    6 signs you’re ready for a student credit card

    Here’s how to know when you’re ready for a student credit card.

    5 min read Jul 15, 2025
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