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  1. Authors
  2. Erica Sandberg

Erica Sandberg

Contributor, Credit Cards
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Ribbon Icon EXPERTISE
  • Credit cards
  • Rewards credit cards
  • Travel credit cards
  • Business credit cards
  • Debt management
Education Icon EDUCATION
  • Bachelor of Arts, San Francisco State University
  • Certificate in Personal Financial Planning, UC Berkeley Extension

Erica Sandberg is a contributor to Bankrate covering credit cards, rewards credit cards, travel credit cards, business credit cards and debt management. She is the author of “Expecting Money: The Essential Financial Plan for New and Growing Families” and previously produced “Making It In San Francisco” on KRON4 and the “Adventures in Money” podcast.

In addition to Bankrate, Sandberg’s work includes contributions to Discover, Experian, First Republic Bank and U.S. News & World Report, and she has represented Chase, Western Union, the Better Business Bureau and Learning Resources in various media campaigns. She has also been quoted in several leading outlets, including the Los Angeles Times, the San Francisco Chronicle and The Wall Street Journal.

Sandberg began her career at Consumer Credit Counseling Service (CCCS), where she helped individuals and families overcome their debt issues and developed budgets, then transitioned to the agency's primary media spokesperson.

Sandberg devotes her time to causes that move her, including to Downtown Streets Team where she helped people experiencing homelessness fix their credit problems, open bank accounts and prepare for a financially independent future. Her volunteer board experience includes the San Francisco Police Department’s Community Advisory Board on Homelessness, San Francisco SAFE (Safety Awareness for Everyone) and the Salvation Army Harbor Lights Center advisory board.

Erica's latest articles

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    When to change credit cards if your business is growing

    Here’s how to know if your growing business may require a new credit card.

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    How many business credit cards should I have?

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    Having a business credit file will help you and your business in the long run.

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    Set yourself up for success with these tips to organize your business finances.

    5 min read May 28, 2025
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    How to get a business credit card with bad personal credit

    Have a lower credit score? A business card isn’t necessarily out of reach.

    9 min read May 16, 2025
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    Best Credit Cards of October 2025

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    14 min read Oct 27, 2025
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    Can you post a bond with a credit card?

    How to post bond with a card, including any exceptions and financial impacts.

    6 min read May 31, 2024
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